Often people dream of how they want to spend the years they have after leaving their career lives, but they don’t consider the specifics. Defining your goals is a critical first step in building a solid plan. Think about how you want to spend your time, where you want to live, and what kind of income you need to make it happen. It’s also important to consider what you want to leave behind when you pass.

Creating Your Retirement Plan

Retirement planning is a continuous process. A 20-year-old’s plan looks different than a 50-year- old’s plan. However, no matter what stage of life you’re in, the first step is to assess your current financial health. Phillips Financial helps you pull together all aspects of your finances and then analyzes your income streams and financial obligations. Your financial professional then creates a plan that moves you toward your goals within the timeframe you have.