Strategic Asset Management
What does financial independence mean to you? A comfortable retirement? Starting your own business? Leaving a legacy? Having the means to travel and explore? Whatever your goals, we want to help you pursue them.
Define what Financial Independence means to you
A comprehensive investment strategy can help you pursue financial independence. But to be truly effective, any investment strategy must be customized to your unique situation. We use the Strategic Asset Management investment platform to build a strategy designed just for you, keeping your specific financial situation and goals in mind. You define financial independence. We want to help you make it happen.
The Power of Advice
We’re committed to your success and finding the right strategy for you. We pair our advice and knowledge with the dynamic offerings of Strategic Asset Management to help us craft this strategy. Through Strategic Asset Management, we can offer you access to a wide variety of investments to increase your portfolio’s diversification. In addition, investments you already own can be combined with those we select to complete your customized portfolio and potentially add to success of your plan. But your unique circumstances and personal objectives dictate the method of investing, as well as the types of investments we choose.
Fee-based Guidance
By virtue of using the Strategic Asset Management platform, we can work under a fee-based model. Fee-based asset management allows us to share a common goal with you: to grow the value of your assets. A holistic approach to investing, fee-based asset management ties our compensation directly to the performance of your account. Instead of commissions, we earn an annual fee based on the market value of the account.1 This allows us to concentrate on what matters most—building an investment portfolio that seeks to address your specific needs.
Ongoing Advice and Oversight
As an investment fiduciary under the Investment Advisers Act of 1940, we’re obligated to act in your best interest and provide you with full and fair disclosure of material conflicts of interest. In a Strategic Asset Management account, we monitor your investment portfolio on an ongoing basis and continue to offer you advice as needed. These services may be provided on a discretionary basis, which means you don’t need to direct us to make trades, rebalance your portfolio, or make other investment decisions for your account. This discretionary trading capability in a Strategic Asset Management account gives us the ability to react to changes in economic conditions on your behalf.
The Value of Asset Allocation
Throughout all cycles of the financial markets, a well-devised and executed asset allocation strategy, tailored to your investment objective, is central to helping you pursue your long-term goals. Asset allocation is at the core of Strategic Asset Management. This involves spreading your investments across several asset classes—such as stocks, bonds, and cash equivalents—to reflect your particular goals. Asset allocation allows your portfolio to participate in a variety of market sectors while potentially minimizing overall volatility. Keep in mind asset allocation doesn’t ensure a profit or protect against a loss.
The goal of a custom-designed portfolio is to potentially achieve an optimal blend of investments tailored to your personal goals, time horizon, and risk profile. This process encompasses setting investment objectives, establishing weightings for various asset classes, choosing specific investments, and making adjustments as circumstances dictate.
The Benefits of Simplicity
One account. One statement. One fee. Strategic Asset Management allows you to have all your investments under one roof, making it easy to monitor, manage, and make changes to your portfolio when necessary.
Account Protection
The LPL Financial membership with the Securities Investor Protection Corporation (SIPC) provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash. For an explanatory brochure, please visit www.sipc.org. Additionally, through London Insurers, LPL accounts have additional securities protection
to cover the net equity of customer accounts up to an overall aggregate firm limit of $575 million, subject to conditions and limitations. The account protection applies when an SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it doesn’t protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investment needs.
Relationships Built to Last
Strategic asset management is your first step to long-term financial success. By defining your goals, understanding concepts like diversification, asset allocation and risk, you can approach your investment plan with a strategy designed to help increase your wealth over time. A relationship with Phillips Financial affords you the expertise and resources to help reach your goals. Take comfort in the fact that your experienced LPL adviser monitors current trends and market developments and provides ongoing advice and portfolio management. The knowledge that your investment choices will reflect your changing needs gives you the freedom to focus on life’s other important pursuits.
